100%
As MONK as others have said... you have to fight this. They're always going to try and get you as it's part of their job description.
A drop is very similar to a collision. Likely to be more minor all things considered.
Are you sure the frame is even available first?
The dealer will be cost prohibitive. That won't be a viable option IMO. The possible paths are have an indy fix it, sell as complete bike, part it out or pay the dealer more than the value of a replacement. Only selling as a complete bike with the intention of putting it back on the road and having an independent mechanic fix are good choices. Otherwise you pay too much or the bike's legacy ends and it just becomes a pile of parts. Sad...
I hope you can fix it.
My recommendation? Find if the frame is actually available. If you can buy the frame yourself and have it swapped it will be no biggie. Tell the dealer to kick rocks. Take it to an independent Honda guy. We could do that swap here but have plenty of projects ahead of it. Need to find someone close so you can see the progress and answer questions in person.
PM me some pictures of the damage and I'll give you a much better idea what you are working with... we haven't even discussed repairing the frame...
If it makes financial sense, I could potentially come stay in a hotel for a few days while I did the swap and still end up cheaper than BRP lol