Originally Posted by
Meanmoe
Please keep in mind that your seller protection goes away if the money is received as a gift. That's what you pay PayPal the 3% for.
FWIW, I had a buyer, on another site, send me money as a gift then asked me to ship the item to someone else. Well, PayPal will only guarantee the money if the item is shipped to the verified address of the buyer. You don't get an address with a gift payment. The bottom line was that I refunded the money. The "buyer" got bent out of shape because PayPal kept the service fee out the refund (I did not realize that would happen).
I look at at the fees like I do the shipping cost. If I can put the item into a USPS flat rate box, then I include that $ into the sales price. If not, I'll ask for the cost of shipping in addition. The same goes for PayPal, add the 3% in the asking price or not. It's between you and the buyer.